COE Insights

guide

Grab/Taxi vs Own Car: Which Is Cheaper?

Should you own a car or rely on Grab and taxis? We calculate the true monthly cost of each option across different usage levels to find the break-even point.

09 Feb 2026 · 4 min read

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How COE Quota Is Calculated: The Formula Explained

The number of COE certificates available each quarter is determined by a formula. Understanding it is key to predicting future supply. Here is how the quota calculation works.

07 Feb 2026 · 4 min read

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Understanding PARF and COE Rebates

A clear guide to PARF rebates and COE rebates including the major Budget 2026 changes. Learn the new $30,000 PARF cap and how to decide between scrapping and renewing.

04 Feb 2026 · 10 min read

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COE Categories Explained: A, B, C, D & E

Not sure which COE category applies to you? This guide explains Categories A through E, the vehicles they cover, price history, and how to pick the right one.

04 Feb 2026 · 10 min read

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Tesla in Singapore: Full Ownership Cost Guide

From purchase price to charging to servicing, here is every cost of owning a Tesla in Singapore in 2026. We cover the Model 3 and Model Y with real-world numbers.

31 Jan 2026 · 4 min read

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Electric Car in Singapore: Complete Cost Breakdown 2026

Thinking of going electric in Singapore? This guide breaks down every cost — from purchase price and COE to charging, insurance, and maintenance — with real 2026 numbers.

29 Jan 2026 · 4 min read

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Can I Afford a Car on a $4,000 Salary in Singapore?

A $4,000 monthly salary puts you near Singapore's median income. Can you realistically afford a car? We crunch the numbers on loans, monthly costs, and alternatives.

24 Jan 2026 · 6 min read

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How Much Does a Car Really Cost in Singapore? (2026)

COE is just the start. This guide breaks down every cost of owning a car in Singapore in 2026, from purchase taxes to 10-year running expenses, with real TCO examples.

21 Jan 2026 · 9 min read

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Car Loan: Fixed vs Floating Rate Guide

Fixed or floating rate car loan? We compare the two options with 2026 rates, calculate total interest costs, and help you decide which suits your financial profile.

17 Jan 2026 · 4 min read

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Category E: Why the Open Category Always Costs More

Category E consistently commands the highest COE premiums. Here's why the Open Category costs more than Cat A or B, who bids for it, and whether it's ever worth the premium.

14 Jan 2026 · 9 min read

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The Complete Beginner's Guide to Singapore COE

New to COE? This guide covers everything from what COE is and why Singapore uses it, to the five vehicle categories, bidding mechanics, and what happens when your COE expires.

14 Jan 2026 · 11 min read

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Bid Ratio Explained: What 2.5x Competition Really Means for Your COE Bid

A bid ratio of 2.5 means 2.5 people are competing for every certificate. Learn what different bid ratios mean for your chances, how to read the data, and when to bid aggressively.

19 Nov 2025 · 9 min read

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