COE Insights

guide

BTO + Car: Can You Afford Both?

Buying a BTO flat and owning a car at the same time is a common aspiration for young Singaporean couples. We run the numbers to see if it is financially feasible in 2026.

27 Feb 2026 · 4 min read

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analysis

COE Prices Through Every Crisis: SARS, GFC, COVID & Beyond

From the Asian Financial Crisis to the post-COVID six-figure era, we trace how every major economic shock shaped Singapore's COE market — and what the patterns tell us about the next disruption.

27 Feb 2026 · 11 min read

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guide

How Long Should I Keep My Car in Singapore?

When is the sweet spot to sell or deregister your car? We analyse depreciation curves, maintenance costs, and the PARF rebate schedule to find the optimal ownership duration.

24 Feb 2026 · 4 min read

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analysis

Budget 2026 Impact on Car Ownership

Singapore Budget 2026 delivered sweeping changes: PARF rebates slashed by 45 percentage points, EV incentives reduced from $40K to $30K, and ARF tiers adjusted. We break down every measure and what it means for your wallet.

19 Feb 2026 · 5 min read

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guide

Complete Guide to Buying a Car in Singapore

Everything first-time buyers need to know about purchasing a car in Singapore, from COE categories and ARF tiers to financing, insurance, and true monthly costs.

19 Feb 2026 · 10 min read

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guide

Should I Renew My COE or Buy a New Car?

COE expiring soon? This guide walks through the financial and practical factors to help you decide between renewing at PQP and buying new, including PARF impact.

18 Feb 2026 · 9 min read

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analysis

Singapore Car Costs vs Hong Kong, Tokyo, London

How do Singapore's car costs stack up against other major cities? We compare the total cost of ownership in Singapore, Hong Kong, Tokyo, and London across every major expense category.

17 Feb 2026 · 4 min read

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guide

Singapore Car Jargon Buster: 50+ Terms Every Buyer Must Know

From ARF to VQS, Singapore car ownership comes with its own alphabet soup. This guide decodes 50+ essential terms so you can navigate the process with confidence.

14 Feb 2026 · 7 min read

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analysis

Best Time to Bid for COE: Month-by-Month Analysis

Is there a best month to bid for COE? We analyse 10 years of data to identify seasonal patterns, the cheapest and most expensive months, and practical timing strategies.

14 Feb 2026 · 4 min read

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guide

Understanding OMV: Open Market Value Explained

OMV determines how much you pay in ARF and how much PARF rebate you receive. This guide explains what Open Market Value is, how it is calculated, and why it matters for every car buyer.

11 Feb 2026 · 4 min read

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guide

Grab/Taxi vs Own Car: Which Is Cheaper?

Should you own a car or rely on Grab and taxis? We calculate the true monthly cost of each option across different usage levels to find the break-even point.

09 Feb 2026 · 4 min read

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data

The $2 COE: What Happened During the 2008 Financial Crisis

In November 2008, a Category A COE sold for just $2 — the lowest premium in history. Here is the full story of how it happened, what came next, and why it can never happen again.

09 Feb 2026 · 9 min read

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