Calculators
Estimate every cost of car ownership in Singapore. Pick a calculator below to get started.
Total Cost of Ownership
Calculate the full 10-year cost of owning a car in Singapore, including COE, ARF, insurance, petrol, parking, and more.
ARF Calculator
Compute the Additional Registration Fee based on your vehicle's Open Market Value using 2026 tiered rates.
PARF Rebate
Estimate your Preferential Additional Registration Fee rebate based on vehicle age and ARF paid.
Road Tax
Calculate your annual road tax based on engine capacity (cc) using LTA's tiered structure.
Loan Calculator
Work out monthly car loan instalments, total interest, and total payable amount at flat interest rates.
Renew vs Scrap
Compare the cost of renewing your COE, buying a new car, or going carless over a given period.
Affordability Calculator
Find out how much car you can afford based on your salary, commitments, and savings using Singapore's TDSR framework.
EV vs Petrol
Compare the total cost of owning an electric vehicle versus a petrol car in Singapore over 10 years.
What If Calculator
Compare COE prices between two bidding rounds to see how much you would have saved or spent more.
Planning Your Car Purchase in Singapore
Buying a car in Singapore involves more fees and taxes than almost anywhere else in the world. The Certificate of Entitlement alone can cost more than the car itself, and the Additional Registration Fee adds another layer based on your car's value. These calculators help you understand each component before you commit.
Whether you are a first-time buyer estimating your budget, an existing owner weighing renewal vs replacement, or someone considering the switch to an electric vehicle, start with the numbers. Every calculator on this page uses current Singapore rates and real COE data from the latest bidding results.